Banking · Financial Services · Insurance

Enterprise software for institutions that can't afford downtime, delay, or doubt.

KodeFast unifies onboarding, lending, claims, risk and compliance into one platform, so every approval, every transaction and every customer moment moves at the speed your business demands.

KYC verified in 8s
Fraud blocked: $42,900
KodeFast Command Center
LIVE
Loans Today
1,284
↑ 12.4%
AUM
$4.82B
↑ 3.1%
Risk Score
Low
↓ 0.6%
Transaction Volume$18.6M
Deposit received
Wire · Corporate account
+$128,400
Loan approved
Auto underwriting · 92 score
$64,000
Claim settled
Property · Policy #A-2291
$9,250
Fraud attempt blocked
Card-not-present · flagged
$4,120
0
Financial institutions on KodeFast
0
Transactions processed monthly
0
Platform uptime SLA
0
Median KYC verification time
The BFSI reality

Six ways legacy systems quietly cost you trust.

Every delay, blind spot and disconnected screen shows up somewhere: a frustrated customer, a missed fraud signal, a regulator's question you can't answer fast enough. Here is what changes on KodeFast.

01
Onboarding takes days
Manual document review
02
Loan decisions stall
Underwriting silos
03
Compliance is a scramble
Spreadsheet reporting
04
Fraud surfaces too late
Post-loss detection
05
Claims backlogs build up
Sequential handoffs
06
Every team sees a different truth
Disconnected dashboards
Customer onboarding & KYC
Documents pass through three teams before an account is opened. Customers abandon applications waiting on verification.
8 sec verification on KodeFast
Before
Document review
4-6 days
Drop-off rate
38%
On KodeFast
Document review
8 seconds
Drop-off rate
6%
Loan origination
Applications wait in queues across credit, risk and disbursal teams with no shared visibility on status.
Same-day decisioning
Before
Avg. approval time
12 days
Manual touchpoints
9 handoffs
On KodeFast
Avg. approval time
Same day
Manual touchpoints
1 review
Risk & regulatory compliance
Audit prep means chasing numbers across departments and rebuilding reports from scratch every cycle.
Live audit-ready reporting
Before
Report prep time
3 weeks
Data reconciliation
Manual
On KodeFast
Report prep time
Real-time
Data reconciliation
Automated
Fraud & anomaly detection
Suspicious activity gets flagged after settlement, once the loss is already booked.
Flagged before settlement
Before
Detection window
3 days
False positives
High
On KodeFast
Detection window
Real-time
False positives
Low
Insurance claims
Claims move through adjusters, assessors and finance one at a time, with policyholders left waiting.
48-hour settlement
Before
Avg. settlement
21 days
Status visibility
Limited
On KodeFast
Avg. settlement
48 hours
Status visibility
Full, live
Unified visibility
Branch, risk, operations and leadership each work from a different spreadsheet, and none of them agree.
One source of truth
Before
Dashboard sources
7 tools
Data lag
24-48 hrs
On KodeFast
Dashboard sources
1 platform
Data lag
Live
Digital banking & payments

Every balance, transfer and payment, secured and in sync.

Give customers a banking experience that feels instant while your team keeps full control underneath: encrypted transactions, real-time ledgers and reconciliation that never falls behind.

Real-time transaction syncBalances and transfers update across every channel instantly.
🔒
End-to-end encrypted railsEvery transfer is signed, encrypted and logged for audit.
📊
Built-in analytics on every accountSpend patterns and cash flow surface automatically, no export needed.
🔒256-bit encrypted
Settled in 1.2s
Good evening
Morgan's Account
Available balance
$84,213.60
•••• •••• •••• 4471
Send
Request
💳
Cards
📋
More
Recent activity
🏠
Mortgage payment
Autopay · Today
-$1,840
💰
Salary deposit
Payroll · Yesterday
+$6,200
Wire transfer
International · Jul 12
-$2,100
Loan origination

From application to disbursal, watched end to end.

Every loan moves through a single visible pipeline while underwriters get a live decision console instead of a stack of documents.

Application received2 min
Digital form, auto-filled from bank records
Documents verified8 sec
Income proof and identity matched automatically
Credit check completed4 min
Bureau pull and internal history combined
Underwriting in progressNow
AI recommendation ready for reviewer sign-off
ApprovalPending
Awaiting final reviewer decision
💰
DisbursalPending
Funds released same day as approval
LN-33210 · Business Expansion Loan
Jordan Ellis · Branch 04
LIVE REVIEW
92
Credit score
Debt-to-income ratio
22%
Repayment history
Excellent
Collateral coverage
1.8x
Ask AI recommendationLow risk profile with strong repayment history. Recommend approval at requested terms.
Verifying
👤
✓ Identity matched ✓ Address verified ✓ Liveness passed ✓ Sanctions screened
Onboarding checklist
Identity document captured
Facial liveness confirmed
Watchlist and sanctions screening
Risk profile assigned
Account activated
Customer onboarding & KYC

Verify in seconds. Onboard with confidence.

KodeFast automates document capture, identity matching, liveness checks and sanctions screening in one flow, so new customers get an account instead of a waiting period.

8 second average verificationDocument, face and address checks run in parallel, not sequence.
🛡
Continuous sanctions screeningEvery customer is rescreened automatically as watchlists update.
👤
Role-based review queuesFlagged cases route straight to the right compliance officer.
Risk & compliance

Regulatory confidence, visible at a glance.

Exposure across every risk category rolls up into one live posture, so nothing surfaces for the first time during an audit.

Credit↓ 2.1
30/100
Market↑ 4.6
45/100
Operational↓ 1.4
20/100
Liquidity↑ 6.8
55/100
Compliance↓ 0.6
15/100
Composite risk posture
Credit Market Operational Liquidity Compliance
Regulatory calendar
Basel III capital adequacyCompliant
Reviewed Jun 2026
AML / CFT monitoringCompliant
Reviewed Jul 2026
PCI-DSS transaction securityCompliant
Reviewed May 2026
!
Liquidity coverage ratioReview due
Due Jul 22, 2026
Fraud & anomaly detection

Catch the pattern before it becomes a loss.

KodeFast watches every transaction as part of a network, not in isolation, surfacing anomalies the moment behavior deviates from the norm.

Live transaction network
Account relationships monitored in real time
Alert feed
Card-not-present transaction flagged
Account #7728 · $4,120 · 2 min ago
Blocked
Login from unrecognized device
Account #4410 · New York · 6 min ago
Watching
Rapid succession transfers detected
Account #9012 · 4 transfers / 90s
Blocked
Unusual location change
Account #2231 · Two countries / 1 hr
Watching
Insurance claims

Claims that move, so trust doesn't stall.

Every claim is a card on a board everyone can see: adjusters, assessors, finance and the policyholder's own status page, all reading the same state.

Submitted14
CLM-8821🚗
Auto collision, rear panel
$3,400 estimated
CLM-8834🏠
Water damage, kitchen
$6,900 estimated
Under Review9
CLM-8790🏥
Health, outpatient procedure
$2,150 estimated
CLM-8756🚗
Auto, windshield replacement
$480 estimated
Approved6
CLM-8701🏠
Property, storm damage
$11,200 approved
Paid21
CLM-8622🏥
Health, prescription claim
$340 paid
CLM-8599🚗
Auto, total loss settlement
$18,750 paid
Analytics & reports

Every number, already where you need it.

Analytics live inside the workflow, not in a separate tool you export to. Reports generate themselves, on schedule, in the format your regulators and your board both expect.

Overview
Portfolio
Reports
Net Interest Income
$28.4M
↑ 6.8% QoQ
NPA Ratio
1.24%
↓ 0.3pts
Customer Growth
+14,208
↑ 9.1%
Retention Rate
96.4%
↑ 1.1pts
Deposits vs. Withdrawals
DepositsWithdrawals
Q1
Q2
Q3
Q4
Q5
Q6
Portfolio Mix
Retail Loans · 45%
Mortgages · 30%
SME Lending · 25%
ReportPeriodOwnerStatus
Regulatory Capital SummaryQ2 2026ComplianceDelivered
Portfolio Risk AssessmentJune 2026Risk OfficeDelivered
Branch Performance DigestWeeklyOperationsGenerating
Ask AI

Ask a question. Get a decision-ready answer.

Every dashboard on KodeFast comes with an AI that already understands your data: risk exposure, portfolio performance, customer behavior and compliance status, answered in plain language, with the numbers behind it.

💬
Natural language, real answersAsk about any account, branch or portfolio and get grounded figures, not guesses.
🔒
Permission-aware by designAsk AI only surfaces what the person asking is authorized to see.
AIAsk KodeFast AI
Which branch region has the highest loan default risk this quarter?
The Southwest region shows the highest elevated risk, driven by a rise in SME lending defaults.
Default rate3.8%
Change vs. last quarter+1.1 pts
Primary driverSME lending
Summarize this week's fraud alerts by severity.
Ask about any account, report or trend...
Multiple dashboards · user-based access

The same platform, a different view for every role.

Each person sees exactly what their role needs, nothing more. Switch the role below to see what changes.

💼Executive
🏦Branch Manager
🛡Compliance Officer
📄Loan Officer

Executive Overview

🔒 Enterprise-wide access
Total AUM
$4.82B
Net Income
$62.1M
Customer Growth
+9.1%
Regions Above Target
7 / 9

Branch Performance · Downtown Branch

🔒 Branch-scoped access
Branch Deposits
$18.4M
Daily Transactions
1,042
Staff Productivity
94%
Customer NPS
71

Compliance Overview

🔒 Compliance-scoped access
Open Cases
18
SAR Filings (MTD)
4
Audit Readiness
98%
Next Deadline
6 days

Loan Desk

🔒 Queue-scoped access
Applications in Queue
37
Approval Rate
82%
Avg. Decision Time
6.2 hrs
Portfolio at Risk
1.4%
Your Institution's Portal
Total Deposits
$212.4M
Approve request
Preview your brand
Customization

Make it look like your institution, not ours.

Brand colors, logos, dashboard layouts and terminology adapt to match your organization, so every screen your customers and staff see feels native to you.

🎨
White-label readyApply your brand palette and logo across every dashboard and customer screen.
🧩
Configurable workflowsReorder approval steps and fields to match how your teams actually work.
Mobile-friendly experience

One screen. Every device. Drag to see it happen.

Every workflow on KodeFast reflows in real time, from a branch desktop to a manager's phone in the field. Drag the handle below.

Desktop 980px
Loans Today
1,284
Approval Rate
82%
Risk Score
Low
Portfolio
$4.82B
🔔
Loan approval requested
$64,000 · Auto underwriting 92
Loan #LN-33210
Small business expansion loan
Requested by Jordan Ellis · Branch 04
Decline
Approve
The full journey

One customer, one platform, six moments that matter.

Follow a single relationship from first application to final report. Select a stage to see the dashboard behind it.

1
Onboard
KYC in seconds
2
Transact
Pay & transfer
3
Assess Risk
Score in real time
4
Detect Fraud
Watch every signal
5
Approve
Loans & claims
6
Report
Stay audit-ready

A new relationship starts verified, not queued.

Identity, address and sanctions checks run in parallel the moment a customer applies, so the account opens the same day it's requested.

See onboarding & KYC
Identity document captured
Facial liveness confirmed
Sanctions screening passed

Every transfer, visible and encrypted.

Balances, transfers and bill payments sync in real time across mobile, web and branch, with every transaction signed and logged.

See digital banking
Deposit received
Wire transfer
+$128,400
Bill payment
Autopay
-$1,840

A live score, not a quarterly estimate.

Credit, market, liquidity and operational risk are scored continuously and rolled up into one composite view for every account and portfolio.

See risk & compliance

Anomalies surface before they settle.

Behavioral patterns across the transaction network are watched continuously, flagging what looks wrong before it becomes a loss.

See fraud detection
Card-not-present flagged
2 min ago
Blocked

Loans and claims move on one visible track.

Underwriters, adjusters and approvers work off the same pipeline, so nothing sits in an inbox waiting to be noticed.

See loan origination
📄
Applied
Review
Approved

The audit trail writes itself.

Every stage above feeds directly into regulatory and board reporting, generated on schedule instead of assembled under deadline pressure.

See analytics & reports
Regulatory Capital SummaryDelivered
Portfolio Risk AssessmentDelivered
Ready when you are

See KodeFast running on your own numbers.

Bring a real workflow, a real report, or a real backlog. We'll show you what it looks like on KodeFast in thirty minutes.